Monday, March 8, 2021

A year later

 


Despite the pandemic’s devastation being more severe than the September 2008 crisis, the recovery has been swifter

 

With the benefit of a rear view of nearly a year since stocks plunged to multi-year lows as nations prepared to down their shutters, the global medical emergency has offered valuable insights into markets’ stumble and rebound. The crisis differed from past blowouts in two ways. First, the magnitude of the devastation. There was no benchmark, sector or stock that was not swept away by the tidal wave of selloffs. While the Nifty’s 59% loss was spread over 10 months to beginning November 2008 amid the credit crunch, the index shed 34.5% in two-and-a-half months to 3 April 2020. Second, the suddenness with which investors were caught unawares. The Nifty was trading at a steady level of 12,200 for two months to mid-February 2020 before it started losing ground. There were sporadic, but alarming, reports about the breakout of a communicable disease that had prompted China to put an entire city under lockdown. Yet the potency and scale of spread of the deadly virus, which was so mysterious that for many days was known after Wahun from where it originated, was not something that had been anticipated. There were contrarian voices during the dot-com boom warning about the sustainability of the eyeball-based valuations and during the home mortgage madness about the dangers of exotic spliced-and-diced debt instruments. Even the beginning of the end of a cyclical bullish phase has enough red flags for those concerned about prices running ahead of historical earnings growth. Covid-19 was horribly different. There was no roadmap to vanquish an invisible opponent who seemed omnipresent and resilient. There was no knowing how long the war would last.

 

Nearly nine months later, the situation had changed for the better, with vaccines from six different sources in use and more on the anvil. The issue occupying much bandwidth is if the recovery is too fast and too soon. The Nifty rebounded to conquer its January 2020 peak in over seven months after the 23 March dive in contrast to the two years it took from the January 2008 milestone. The journey from the brink to back was not easy. There were restrictions on movements. Supply and distribution chains were disrupted. In the post-covid-19 world, certain ways of living had altered, either permanently or drastically. In the process, new stars were born, some got a fresh lease of life and others a second coming. The steps leading to the re-emergence from the turmoil comprised fear, rescue, differentiation, search for the next big idea and return of risk-taking. The conditions leading to the seizing up of liquidity can be mismatch between revenue inflows and valuations of Internet properties at the turn of the century, miscalculation of the direction of asset prices during the period of low interest rates in 2007, or disarray in production and reach of goods and services last year. The redeeming feature of the latest scary event was the exemption of essential services such as pharmaceuticals, polymers and fertilizers and the discovery of the indispensability of tech. These sectors attracted idle money and rekindled investor interest.

 

With the wisdom of how keeping the lending pipeline de-clogged aided recovery post the financial sector meltdown over a decade ago, central banks quickly loosened supply of no-cost money. Without any too-big-too-fail institutions to rescue to limit the contagion from infecting other healthy parts of the economy, governments resorted to direct cash transfer. In India, vulnerable sections, with the power of lifting other segments of the economy, were identified for support. Assured of a safety net, companies, on their part, cut costs and concentrated on keeping production running. The search for better returns during a period of negative interest rates had two consequences. Picks were not based on headline numbers. The scrutiny turned to niches and specialties. Makers of two-wheelers and farm equipment, insecticides, and health and hygiene products found fancy within their industry. The confidence to embark on the next risky bet, with the comfort of liquidity limiting the downside, resulted in a shift of attention from growth counters to value stocks, temporarily thrown out of gear. Renewal of buying in metals, infrastructure, capital goods and real estate coincided with the phase-wise lifting of lockdowns. If proof is required that the wheel has completed its rotation is crude more than doubling in 10 months to cross US$ 60 a barrel after hitting a bottom and estimates that central banks will likely tighten money flow as early as in H2 of 2021 instead of 2022. It had taken Federal Reserve seven years to lift interest rates from zero after September 2008.

 

-Mohan Sule

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